Position Purpose:
The Commercial Underwriting Analyst position is responsible for processes associated with underwriting commercial credit customers and regular reporting around the commercial credit portfolio to ensure management has information needed to make informed business decisions. Clear, concise, and timely processing of credit requests is critical to success in this role. The ability to aggregate and present data on portfolio performance is important to refine underwriting strategies and ensure targets are achieved.
Key Responsibilities:
60% Commercial Underwriting Execution - Works to perform timely processing of all commercial credit underwriting requests and associated communication with outside and internal business partners
20% Gather & Analyze Data Reporting - Responsible for aggregating financial data internally and from external business partners in support of commercial credit reporting
20% Internal Pro Team & Customer Contact - Communicating with internal Pro business partners and customers regarding credit requests or related account issues
Direct Manager/Direct Reports:
This position typically reports to Manager
This position has 0 Direct Reports
Travel Requirements:
Typically requires overnight travel 5% to 20% of the time.
Physical Requirements:
Most of the time is spent sitting in a comfortable position and there is frequent opportunity to move about. On rare occasions there may be a need to move or lift light articles.
Working Conditions:
Located in a comfortable indoor area. Any unpleasant conditions would be infrequent and not objectionable.
Minimum Qualifications:
Must be eighteen years of age or older.
Must be legally permitted to work in the United States.
Preferred Qualifications:
Demonstrated project management skills
Excellent written and verbal communication skills
Consumer & Commercial Credit underwriting experience preferred, but not required
Experience in Credit Risk Management or related field
Strong analytical skills with experience transforming data into actionable information
Exhibited ability to work independently
General knowledge of retail business, financial services industry, economy, and business trends
Minimum Education:
The knowledge, skills and abilities typically acquired through the completion of a bachelor's degree program or equivalent degree in a field of study related to the job.
Preferred Education:
No additional education
Minimum Years of Work Experience:
2
Preferred Years of Work Experience:
No additional years of experience
Minimum Leadership Experience:
None
Preferred Leadership Experience:
None
Certifications:
None
Competencies:
Action Oriented
Communicates Effectively
Organizational Savvy
Strategic Mindset